Nobody ever priced
your month-end card run.
Nobody ever priced
your month-end card run.
Terms accounts, deposits and part shipments, all charged at a rate somebody set for a shop counter.
One statement, no switch, no cost. Five business days.
Deposits at order, part shipments, credit notes and a card run at month end. One account.
How an order gets paid.
Four points where a retail setup charges you twice.
The order is placed
The deposit is a hold against the order, not a sale you refund later and pay for twice.
It ships in parts
Back orders settle against the same order instead of arriving on your statement as three new sales.
The balance clears
The remainder draws at dispatch, on an authorization that held all the way through the lead time.
It reconciles itself
Remittance lands with the invoice number on it. Nobody in AR matches a bank line by hand.
Businesses that invoice other businesses
Where one order is worth more than a month of fees
Large orders on purchasing cards, where a single invoice carries more fee than every monthly account line you pay in a year.
- Commercial and purchasing cards
- Order and invoice numbers carried through
- Partial shipments settled correctly
- Credit notes back to the original card
The customers who pay by card at month end
The ones who settle on a card at month end, and the ones who should be on bank debit once you can see the cost.
- Card and ACH on the same account
- Automatic settlement on the due date
- Surcharge where it is permitted
- Remittance matched to the invoice
Long lead times, split payments
Deposit at order and balance at dispatch, on an authorization that survives a lead time measured in weeks.
- Deposit and balance on one order
- Re-authorization before dispatch
- Freight and duty passed as line items
- Government and municipal card handling
A retail setup, or one built for invoicing.
| Retail-shaped | Built for terms | |
|---|---|---|
| A deposit at order | A separate sale to refund later | A hold against the order |
| Part shipment | A new sale every time it leaves | Drawn from the same authorization |
| A six-week lead time | The hold dies before dispatch | Re-authorized before it ships |
| Month-end card run | Keyed in one card at a time | Drawn on the invoice due date |
| Remittance | A bank line AR matches by hand | Arrives with the invoice number |
| Bank debit | A second provider, a second bill | Same account, same statement |
For some customers the honest answer is bank debit rather than card. We will tell you which of yours those are.
Send one month. We will price the run.
Send one month. We will price the run.
The statement you already have. No switch, no cost.
Six things your ledger stops arguing with.
Card and ACH
One account, one statement
Deposits at order
Held, not taken twice
Scheduled draws
On the invoice due date
Matched remittance
Invoice number carried through
Surcharging
Where your states permit it
Multiple entities
One review across all of them
Our AR clerk spent the second of every month keying cards off a printout. That queue is gone.
What finance asks
Send one month. We will come back with what the card run actually costs you.
Month end comes either way.
Month end comes either way.
Send one month of transactions and the next run goes out priced. If it is already fine, we will say so.
No switch, no cost, five business days.
Tell us how you invoice.
Terms, deposits, and roughly what your customers put on cards each month.
Contact Information
Groups with several operating companies get one review across all of them, and consolidated reporting afterwards.
⏱️ Three to five business days. Nothing changes until you say so.
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